May 2026 Regulatory Recap: Significant Movement with the CLARITY Act

CertiK's US policy head reports crypto momentum shifting from stalled legislation to regulators: SEC, CFTC and OCC are advancing market structure and stablecoin rules, with security as the foundation.

The Senate released a 616-page CLARITY Act draft, but the bill stalled before the August recess amid disputes over ethics provisions, illicit-finance loopholes and banking opposition.

CertiK joined LF Decentralized Trust, the Linux Foundation's enterprise blockchain community, to bring security expertise into shared open-source infrastructure as global regulation tightens.

Sending $200 abroad via banks still averaged 6.36% in Q3 2025. Ratio, a Kaia-based B2B stablecoin FX middleware, offers institutions atomic onchain settlement with offchain risk controls.

On 18 August 2026, the SEC proposed Regulation Crypto Assets: two conditional exemptions (a $5M startup runway and Tier 2 raises to $75M) plus a safe harbor from the 'investment contract' label.

TRON's stablecoin supply grew 9.2% to $89.2B in H1 2026, over six times market pace, while clearing $4.01T in transfers. The network is now extending its settlement rails toward AI-agent payments.