---
id: 8517
title: "Asia’s Cross-Border Money Is Moving Onchain"
source_domain: certik.com
source_url: "https://www.certik.com/blog/asia-cross-border-money-onchain"
published_at: "2026-09-01T16:00:00Z"
tags: ["web3", "stablecoin", "asia", "stablecoin-settlement", "asia-cross-border-payments", "kaia", "ratio", "stablecoin-fx", "cross-border-payments", "fx-settlement", "payments-infrastructure"]
phying_url: "https://phying.com/item/8517"
lang: en
---

# Asia’s Cross-Border Money Is Moving Onchain

## Summary

Sending $200 abroad via banks still averaged 6.36% in Q3 2025. Ratio, a Kaia-based B2B stablecoin FX middleware, offers institutions atomic onchain settlement with offchain risk controls.

## Intelligence Metadata

- **Sources:** certik.com
- **Published:** 2026-09-01T16:00:00Z
- **Original:** https://www.certik.com/blog/asia-cross-border-money-onchain
- **Phying News:** https://phying.com/item/8517