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Asia’s Cross-Border Money Is Moving Onchain

certik.com | blog | #web3 | #stablecoin | #asia | #stablecoin-settlement | #asia-cross-border-payments | #kaia | #ratio | #stablecoin-fx | #cross-border-payments | #fx-settlement | #payments-infrastructure

Summary

Sending $200 abroad via banks still averaged 6.36% in Q3 2025. Ratio, a Kaia-based B2B stablecoin FX middleware, offers institutions atomic onchain settlement with offchain risk controls.
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